If an insured person is legally liable for an accident, Bodily Injury coverage pays for injuries to people involved in the accident other than the insured driver. It also pays for legal defense costs. Certain exclusions may apply.
You will find various numbers associated with your policy like 25/50/25, 50/100/50, 100/300/100, 250/500/500 etc. These refer to the dollar amounts in thousands associated with the level of Bodily Injury and Property Damage Coverage you have selected. For instance, if you have 100/300/100 coverage, which is usually considered the base standard by insurance industry professionals, then it means you have $100,000 for injury available per person, $300,000 total for the accident, with $100,000 allotted for property damage.
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